Investment Calculator
Project the future value of an investment plan.
At the moderate (7%) scenario.
How to use it
- 1Enter your initial investment and monthly contribution.
- 2Enter how many years you plan to stay invested.
- 3Compare the conservative, moderate, and aggressive projections on the chart, and see how much of the moderate total is your own money versus growth.
Example
$1,000 to start plus $300/month for 20 years ranges from about $110,000 at a conservative 4% return to roughly $230,000 at an aggressive 10% return — the chart shows how much that difference compounds over two decades.
How it works
This runs the same monthly-compounding growth calculation three times, once each at a conservative (4%), moderate (7%), and aggressive (10%) annual return — rough, commonly cited benchmarks, not a prediction for any specific investment — so you can see the range of realistic outcomes side by side rather than relying on a single assumed rate. The contributions-vs-interest bar shows how much of the moderate scenario's total is money you put in versus growth earned on top of it.